Privacy Policy

LAST UPDATED: JULY 2026

Your Privacy is Our Priority

At Intrest Wala, we are committed to protecting the privacy, confidentiality, and security of your personal and financial data. This Privacy Policy outlines how we collect, process, safeguard, and utilize your information when you apply for our instant payday and short-term loan services.

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1. Information We Collect

To ensure a transparent, secure, and rapid loan approval process, we collect the following categories of information:

• Personal Identification Details: Full name, date of birth, gender, residential address, mobile phone number, and email address.
• Employment & Income Information: Employer name, employment type (salaried professionals), monthly take-home salary, and salary credit dates.
• KYC Verification Documents: PAN Card number, Aadhaar card details, last 3 months of bank salary statements, and video KYC verification recordings as required by standard financial compliance.
• Bank Account Details: Bank name, account number, and IFSC code for instant direct fund disbursal and repayment setup.

2. How We Use Your Information

The information collected is used exclusively for legitimate lending operations and improving your customer experience:

• Eligibility & Risk Assessment: Verifying your identity, evaluating salary credit consistency, and calculating your eligible loan limit up to ₹1,00,000.
• Instant Loan Disbursal: Executing lightning-fast 30-minute bank transfers upon application approval by our administrative team.
• Customer Communication: Sending important loan confirmation alerts, OTP codes, repayment schedule reminders, and transaction receipts via SMS or email.
• Legal & Compliance Obligations: Preventing fraudulent activities, maintaining audit logs, and adhering to applicable digital lending regulations in India.

3. Data Security & Protection

We implement robust security standards to prevent unauthorized access, modification, or disclosure of your sensitive information:

• Bank-Grade Encryption: All online communications, document uploads, and database records are safeguarded using 256-bit SSL encryption.
• Restricted Admin Access: Only authorized senior verification officers can access customer KYC documents, ensuring complete data confidentiality.
• No Third-Party Selling: We do not sell, rent, trade, or distribute your personal contact information to unauthorized marketing agencies or third parties.

4. Your Rights & Choices

You maintain control over your personal data submitted on our platform:

• Access & Corrections: You have the right to request access to your submitted KYC data and request corrections if any information changes or is inaccurate.
• Account Closure: Upon full settlement and closure of your active loan repayments, you may request the archiving or deletion of non-mandatory profile information by reaching out to our support team.